.faq-groups {
  display: grid;
  gap: 28px;
}

.faq-group {
  display: grid;
  gap: 14px;
}

.faq-group > h3 {
  margin: 0;
  color: var(--navy-940);
  font-size: clamp(1.45rem, 2.5vw, 2rem);
  line-height: 1.1;
}

.faq-accordion {
  display: grid;
  gap: 10px;
}

.faq-item {
  overflow: hidden;
  border: 1px solid rgba(16, 34, 53, .1);
  border-radius: 16px;
  background: rgba(255, 255, 255, .78);
}

.faq-item summary {
  position: relative;
  display: block;
  padding: 18px 54px 18px 20px;
  color: var(--navy-900);
  font-size: 1rem;
  font-weight: 800;
  line-height: 1.4;
  cursor: pointer;
  list-style: none;
}

.faq-item summary::-webkit-details-marker {
  display: none;
}

.faq-item summary::after {
  content: "⌄";
  position: absolute;
  top: 50%;
  right: 20px;
  width: 28px;
  height: 28px;
  display: grid;
  place-items: center;
  border-radius: 999px;
  color: var(--navy-820);
  background: rgba(31, 99, 135, .09);
  font-size: 1.15rem;
  line-height: 1;
  transform: translateY(-50%);
  transition: transform 160ms ease, background 160ms ease;
}

.faq-item[open] summary::after {
  transform: translateY(-50%) rotate(180deg);
  background: rgba(31, 99, 135, .15);
}

.faq-item summary:hover,
.faq-item summary:focus-visible {
  background: rgba(31, 99, 135, .045);
}

.faq-item__answer {
  padding: 0 20px 20px;
}

.faq-item__answer p {
  margin: 0;
  color: var(--muted);
  line-height: 1.65;
}

.faq-item__answer a {
  color: var(--navy-820);
  font-weight: 800;
  text-decoration: underline;
  text-decoration-thickness: 1px;
  text-underline-offset: 3px;
}

@media (max-width: 720px) {
  .faq-groups {
    gap: 24px;
  }

  .faq-item summary {
    padding: 16px 48px 16px 16px;
    font-size: .98rem;
  }

  .faq-item summary::after {
    right: 14px;
  }

  .faq-item__answer {
    padding: 0 16px 18px;
  }
}